Fucking sites that don t require a credit card

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You could risk getting your merchant account shut down for not using CVV2 if you’re processor requires it.

My personal recommendation for businesses who aren’t required to use it is also Yes.

A few weeks ago Elastic Path published their Ecommerce Checkout Report which was a great breakdown of the online trends of the top 100 internet retailing websites.

One area that I found particularly interesting is that only about half of the top 100 online retailers require additional card verification (CVV2, CID, CVC, etc) information to be entered when a customer makes a purchase.

Especially for the case of small businesses where the cost of a few fraud related chargebacks can ruin a business.

Additionally, it is much easier to fight most chargebacks when you have a valid CVV2 match.

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